Debt Management vs. Debt Settlement // LendingTree

2018-11-02T11:13:23-05:00

Debt management and debt settlement programs can help you work with creditors to pay off your debts or pay a lump sum that is less than what you owe but still closes the account. Neither option involves a credit check, although both will impact your credit score long term. The two key differences are whether you’re repaying the debt in full and whether the creditor is involved when establishing a repayment plan.

How to Refinance an Underwater Mortgage // LendingTree

2018-10-24T14:39:12-05:00

Of all the nightmare scenarios a homeowner can face, having an underwater mortgage is one of the biggest ones. When you’ve purchased an asset you expected to earn you equity and boost your net worth, watching the value drop is both concerning and disheartening. Fortunately, there are steps you can take to improve your circumstances even when your home loan is underwater.

How to Qualify for a Home Equity Loan // Magnify Money

2018-10-17T10:51:23-05:00

Buying a house is an investment, one that can open opportunities in numerous areas of your life. Not only does it become a home for you and your family, you can also borrow money against the property, creating financial flexibility for a wide range of goals.You can access that flexibility is through a home equity loan (HEL) or home equity line of credit (HELOC).